EDUKASI INKLUSI KEUANGAN SAHAM SYARIAH DI DESA DALU 10 A

Authors

  • Patra Anggara Nasution Universitas Muhammadiyah Sumatera Utara
  • Mutiah Khaira Sihotang Universitas Muhammadiyah Sumatera Utara

Keywords:

Sharia Financial Literacy, Financial Inclusion, Sharia Stocks, Investment Education, Generation Z, Community Service

Abstract

This community service activity was motivated by a paradox within Indonesia's Sharia economic ecosystem: the growing potential of the Sharia capital market is confronted by persistently low national Sharia financial literacy and inclusion rates, particularly among the younger generation. The primary objective of this program was to enhance literacy and promote financial inclusion for Sharia stocks among students of Nur Azizi Private Vocational High School in Dalu 10 A Village, Tanjung Morawa District, a strategic demographic for shaping future investors. The implementation method employed was participatory education, delivered through a Community Service Program (KKN). This approach included interactive socialization, in-depth discussions, and practical simulations of Sharia stock investment using mainstream digital platforms. The results indicated a significant increase in conceptual understanding and exceptionally high enthusiasm among students regarding financial management principles and Sharia stock investment mechanisms. This positive response suggests that relevant and applicable educational methods are highly effective in fostering early investment interest and lowering the psychological barriers to entering the capital market. This program affirms that community-based educational interventions like KKN are a fundamental, effective, and replicable strategy for bridging the literacy gap, cultivating a generation of financially literate investors, and ultimately contributing to the inclusive strengthening of the national Sharia economic ecosystem.

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Published

2025-10-25